Medicare & Fiduciary Services For All

  • As your advisors we take pride in supporting every walk of life in making informed financial decisions.

Educating for a Brighter Tomorrow!

The Goal is to Simplify Medicare!

  • Inpatient hospital stays, skilled nursing facility care, hospice care, and certain home health care are all covered. It generally contributes to the cost of services received in a hospital or long-term care setting, such as inpatient hospital treatment, skilled nursing facility care, hospice care, and home healthcare.

Medicare Part A

  • Most doctor visits, outpatient care, medical supplies, and preventative services are covered. It typically pays for 80% of covered services when the deductible is reached, with the individual contributing to a 20% coinsurance. The standard premium amount for Medicare Part B in 2023 is $164.90 ($174.70 in 2024)

Medicare Part B

Medicare Advantage is an

alternative to Original Medicare offered by private insurance companies, bundling Parts A and B into one plan with additional

benefits like prescription drug coverage, dental, vision, and

hearing services. Medicare Supplement, often known as Medigap insurance, is

  • supplementary coverage purchased to help pay for out-of-pocket expenses not covered by Original Medicare.

Medicare Advantage vs Supplemental

About Our Team

As you reach the age of 65, you should begin to consider enrolling in Medicare. Medicare is a government health insurance program that assists in covering the cost of medical care for seniors and disabled patients.


We gladly sit here as a resource for peace of mind as you begin the process. It's critical to understand the various components of Medicare so you can make an informed decision about which plan is best for you.


We are your trusted advisor in making these difficult decisions, which are designed to confuse you, particularly as you near 65, when your mailbox becomes overburdened with calls, emails, and letters.


Ali Moghaddam, Craig Bruno, and Michael Spacek serve on our board of Medicare Counselors, Financial Advisors, and Retirement Specialist. They work tirelessly to assist seniors throughout Georgia with individual Medicare, Retirement, Estate, and Financial Planning services. We assist in making difficult financial decisions easy.

Medicare Counselors & Financial Advisors